Candour Investments (Pty) Ltd (“Candour”) is an authorised Category I and II financial services provider in terms of the Financial Advisory and Intermediary Services Act No. 37 of 2002 (“FAIS Act”) with FSP number 50073. The information contained herein, should not be construed as advice as defined in the FAIS Act, nor does it constitute a solicitation, invitation, or investment recommendation. Investors should take cognisance of the fact that there are risks involved when buying, selling, or investing in any financial product. Given that the value of investments will fluctuate over time and that past returns may not be indicative of future returns, an investor should seek independent professional financial, legal and tax advice relevant to their individual circumstances before making any investment decision. The validity and accuracy of any illustrations, forecasts or hypothetical data are not guaranteed and are only provided for illustrative purposes.